33 simulations
Each one is playable in class, at home, and on any device. Save your progress and compare runs.
Finance Career Simulator
Step into 12 finance careers — from Investment Banker to Startup Founder. Make the decisions professionals make every day.
Budgeting
3
Spend Your First Paycheck
Split one month of pay across rent, food, and savings — and learn where money actually goes.
Survive a Month on $1,900
Make a tight paycheck last 30 days. Learn how to cut wants before needs.
Build a 3-Month Emergency Fund
Pay every bill and still save a cushion. Learn why an emergency fund comes first.
Credit
3
Build Your Credit Score to 750
Make credit decisions from a blank slate. Learn what actually raises a score.
Escape the Credit Card Debt Trap
Choose how to handle a growing balance. Learn how interest compounds against you.
Recover From a Credit Mistake
Your score just dropped. Make the right moves to rebuild it. Learn how missed payments, utilization, and time affect recovery.
Investing
6
Build Your First $10,000 Portfolio
Split money across funds and fast-forward 30 years. Learn how compounding works.
Invest Through a Market Crash
Hold or panic-sell during a 2008-scale drop. Learn why time in the market wins.
Invest a $50,000 Windfall
Decide what to do with a sudden inheritance. Learn to weigh debt, savings, and investing.
Pick Roth or Traditional — See the Tax Bill
Choose a retirement account and watch the taxes. Learn how each one is taxed.
Retire Early: Build a FIRE Budget
Push your savings rate as high as it goes. Learn what early retirement really costs.
Compete in the Stock Market League
Run a portfolio against classmates. Learn to build and defend a strategy.
Housing
3
Rent or Buy? Run the Real Numbers
Compare renting and owning in a new city. Learn the hidden costs of a home.
Save a House Down Payment
Choose how to grow a down payment. Learn when investing beats plain saving.
Can You Actually Afford This Apartment?
Build a realistic monthly housing budget. Learn why rent is only part of what you pay.
Debt
3
Pay Off Student Loans Faster
Pick a school, a loan, and a payoff plan. Learn what borrowing really costs.
Debt Snowball vs. Debt Avalanche
Choose which debt to attack first. See how strategy changes your payoff.
Should You Consolidate Your Debt?
Compare multiple debts with one new loan. Learn when a lower payment can still cost more.
Career
3
Choose Your Career Path
Weigh a passion job against a bigger salary. Learn how income shapes your options.
Negotiate a Higher Salary
Ask for more — or don't. Learn how one conversation changes lifetime earnings.
Turn a Side Hustle Into Savings
Budget extra income from a hobby. Learn how self-employment taxes work.
Risk
3
Handle Three Surprise Expenses
React to a car, a pet, and a rent shock. Learn how a cushion protects you.
How Big Should Your Emergency Fund Be?
Build a cash cushion around your real expenses. Learn how much protection your lifestyle actually needs.
Pick the Right Insurance Coverage
Choose deductibles, then watch life happen. Learn what insurance is really for.
Taxes
3
File Your Taxes Without Overpaying
Work through a simplified 1040. Learn deductions, credits, and refunds.
Read Your Paycheck
Decode where your paycheck actually goes. Learn gross pay, withholding, and take-home pay.
Freelance Income: Don't Forget the Tax Bill
Earn money without taxes automatically withheld. Learn why freelancers need to plan ahead.
Life
3
Budget for a Family of Three
Rebuild a budget after a baby. Learn how big life changes reshape spending.
Move Out on Your Own
Plan your first month living on your own. Learn what independence actually costs.
Choose Between Two Job Offers
Compare more than just the salary. Learn what a job offer is really worth.
Time Machine
3
Invest $100 a Month for 40 Years
Compare small good habits to average ones. Learn the power of consistency.
What If You Wait 10 Years to Invest?
Delay investing, then jump forward in time. See what waiting can actually cost.
Rewind One Money Decision
Replay a past choice a different way. Learn how one decision compounds.